- IN THE
STORYIf you want to get to know Clover as an organisation, read this section to gain insight into the fundamentals of our business: Who we are, what we do, how we create value and how we are governed. This is an analysis of Clover’s internal operating environment.
CREATIONIn this section we take you through the process that we follow in analysing our ability to create value. We unpack the external variables that impact on our ability to deliver value; we present the findings from a process of stakeholder engagement; we define the material issues and we analyse the top risks and opportunities. We then use this information to help us determine and evaluate a strategy that will ensure sustainable value creation.
REVIEWSUsing the analysis from the section above, our CEO and CFO provide a review of the Group’s performance by taking a closer look at how the operational, strategic and financial performance have translated into value-enhancing outcomes. This section also provides a summary of the board’s milestone achievements for 2018.
THE SIX CAPITALSThis section of the report provides a detailed account of the outcomes achieved as a result of our strategic initiatives in 2018. We unpack the input and outcomes for each of the six capitals.
- ANNUAL FINANCIAL
RESULTSThe annual financial statements provide a touchstone to Clover’s ability to perform and create value. This section provides the audited financial statements for the 12-month reporting period from the 1st of July 2017 to the 30th of June 2018.Audit and risk committee report Approval of the financial statement Certificate by Company Secretary Independent auditor’s report Directors’ report Directorate and statutory information Consolidated statement of comprehensive income Consolidated statement of financial position