SITEMAP
IN THE SPOTLIGHT 2018
INTRODUCING CLOVER’S STORY
- Introduction
- Meet Clover
- Clover’s business model
- Directorate and management
- Governance structure
- Report on governance, risk and compliance
- Reputation as a value driver
ANALYSING CLOVER’S VALUE CREATION
LEADERSHIP REVIEWS
PERFORMANCE OUTCOMES OF THE SIX CAPITALS
- Report on the six capitals
- Human capital
- Natural capital
- Manufactured capital
- Intellectual capital
- Social and relationship capital
- Financial capital
- Six year Review
- Combined assurance on the six capitals
REMUNERATION REPORT
ANNUAL FINANCIAL RESULTS
- Audit and risk committee report
- Approval of the financial statement
- Certificate by Company Secretary
- Independent auditor’s report
- Directors’ report
- Directorate and statutory information
- Consolidated statement of comprehensive income
- Consolidated statement of financial position
- Consolidated statement of changes in equity
- Consolidated statement of cash flows
- Notes to the consolidated financial statements
- Notes 1 - 10
- Notes 11 - 20
- Notes 21 - 30
- Notes 31 - 34
- Abbreviations
- Definitions
